As more bad economic news was released last week, many continue to wonder when we might begin to see a light at the end of this economic tunnel. Mortgage delinquencies up for two straight years according to one credit reporting agency.  Ford Motor Company has announced sales off by nearly half for February despite major rebates and other incentives to buy.  The federal government is enacting a $200 billion consumer credit focused plan but will anyone want to get into a mortgage, home equity loan, or auto loan when they may not have a job in a few weeks?  Time will bear out the efficacy of these programs but no one knows when that proof will come.

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